Students

AFIN3033 – Bank Financial Management

2025 – Session 2, In person-scheduled-weekday, North Ryde

General Information

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Unit convenor and teaching staff Unit convenor and teaching staff
Keith Woodward
See ilearn
Hieu Nguyen
Credit points Credit points
10
Prerequisites Prerequisites
AFIN2050
Corequisites Corequisites
Co-badged status Co-badged status
Unit description Unit description

This unit applies finance theory to the context of operational decision-making and risk management in banking and financial intermediation. The major decision areas for banking management are covered within a regulatory and corporate responsibility framework. Major risks of banks and financial intermediation are being examined.

Important Academic Dates

Information about important academic dates including deadlines for withdrawing from units are available at https://www.mq.edu.au/study/calendar-of-dates

Learning Outcomes

On successful completion of this unit, you will be able to:

  • ULO1: Examine the unique services financial institutions offer to households and firms.
  • ULO2: Explain how banks are regulated and why their risk-taking activities are subject to regulatory oversight.
  • ULO3: Evaluate the risks which banks face and demonstrate how these risks are managed.
  • ULO4: Work collaboratively within a team to prepare a business report.

General Assessment Information

Late Assessment Submission Penalty (written assessments) 

Unless a Special Consideration request has been submitted and approved, a 5% penalty (of the total possible mark) will be applied each day a written assessment is not submitted, up until the 7th day (including weekends). After the 7th day, a grade of ‘0’ will be awarded even if the assessment is submitted. Submission time for all written assessments is set at 11.55pm. A 1-hour grace period is provided to students who experience a technical concern.  

For any late submissions of time-sensitive tasks, such as scheduled tests/exams, performance assessments/presentations, and/or scheduled practical assessments/labs, students need to submit an application for Special Consideration.

Assessment Tasks

Name Weighting Hurdle Due
Professional Practice: Applied bank financial management 30% No Week 3
Skills Development: Bank financial management analysis 30% No Week 7
Formal and Observed Learning: Exam 40% No Exam Period

Professional Practice: Applied bank financial management

Assessment Type 1: Presentation
Indicative Time on Task 2: 20 hours
Due: Week 3
Weighting: 30%

 

The purpose of this assessment is for you to gain expertise in applications in bank financial management.

You will apply frameworks and concepts discussed in the unit to produce a presentation.

Skills in focus: - Collaboration and communication - Critical thinking and problem solving

Deliverable: Presentation [max 16 minutes] Group assessment

 


On successful completion you will be able to:
  • Examine the unique services financial institutions offer to households and firms.
  • Explain how banks are regulated and why their risk-taking activities are subject to regulatory oversight.
  • Evaluate the risks which banks face and demonstrate how these risks are managed.
  • Work collaboratively within a team to prepare a business report.

Skills Development: Bank financial management analysis

Assessment Type 1: Case study/analysis
Indicative Time on Task 2: 20 hours
Due: Week 7
Weighting: 30%

 

The purpose of this assessment is for you to develop your skills in analysing the interest rate risk and market risk for a bank.

You will apply frameworks and concepts discussed in the unit to a bank financial management case study.

Skills in focus: - Critical thinking and problem solving - Discipline knowledge

Deliverable: Spreadsheet analysis Individual assessment

 


On successful completion you will be able to:
  • Examine the unique services financial institutions offer to households and firms.
  • Explain how banks are regulated and why their risk-taking activities are subject to regulatory oversight.
  • Evaluate the risks which banks face and demonstrate how these risks are managed.

Formal and Observed Learning: Exam

Assessment Type 1: Examination
Indicative Time on Task 2: 25 hours
Due: Exam Period
Weighting: 40%

 

The purpose of this assessment is for you to demonstrate the expertise you have gained in this unit.

You will participate in a 2-hour exam held during the University Examination period. Important information about the exam will be made available on the unit iLearn page. You should also review the MQ Exams website for general tips: https://students.mq.edu.au/study/assessment-exams/exams

Deliverable: Formal exam Individual assessment

 


On successful completion you will be able to:
  • Examine the unique services financial institutions offer to households and firms.
  • Explain how banks are regulated and why their risk-taking activities are subject to regulatory oversight.
  • Evaluate the risks which banks face and demonstrate how these risks are managed.

1 If you need help with your assignment, please contact:

  • the academic teaching staff in your unit for guidance in understanding or completing this type of assessment
  • the Writing Centre for academic skills support.

2 Indicative time-on-task is an estimate of the time required for completion of the assessment task and is subject to individual variation

Delivery and Resources

Learning and Teaching Activities

The content for each week will comprise a live lecture which will be recorded, a set of readings and tutorial questions.

Learning and Teaching Strategy

Weekly classes will typically consist of a two-hour lecture and a one-hour tutorial. Lectures will provide a structured overview of the topic, demonstrating its relevance to the overall unit objectives and establishing key theoretical principles.

Tutorials will serve as an interactive forum to reinforce learning. In addition to applying concepts through problem-solving exercises, workshops will incorporate practical demonstrations. This hands-on approach will allow students to see theoretical concepts in action, deepening their understanding of financial principles in real-world scenarios. Active participation is strongly encouraged, as workshops provide an opportunity to assess progress toward achieving the unit’s learning outcomes.

Textbook and Learning Materials

The prescribed textbook for this unit is:

  • Saunders, A., Cornett, M. M., & Erhemjamts, O. (2023). Financial Institutions Management ISE (11th ed.). McGraw Hill.

Textbook material will be supplemented by relevant articles and handouts. Students are expected to read the assigned chapters and articles before attending the corresponding lecture. Homework problems will be assigned at the end of each lecture and should be completed prior to the following week’s tutorial.

All handouts, homework questions and solutions, and supplementary materials will be available for download on the unit's iLearn site on a weekly basis.

Online learning: iLearn (https://ilearn.mq.edu.au) provides the main online learning support. It is essential that you log in at least twice per week to keep abreast of unit-wide announcements and use the resources to supplement your learning. Lecture slides are available online beforehand for you to download from iLearn.

Communication Channels

For discussion of subject materials please speak to the lecturer and tutors on the ilearn forum or in consultation. 

Academic Consultation

Staff will be available for academic consultation throughout the session in teaching weeks. A schedule of consultation times and locations will be available on iLearn from Week 2.

Technology Used and Required

The unit will use an online learning and teaching facility known as iLearn, accessed through the following link https://ilearn.mq.edu.au/login/

Students should monitor iLearn content frequently to ensure timely access to announcements, unit material, and assessment information.

Required technology:

To complete the assignment, students will be required to use Microsoft Excel and Microsoft Word software. 

Non-programmable calculators are required for tests. Calculators will be allowed in the exams but a clear indication of the steps involved in every calculation must be shown. Non-programmable calculators with no text-retrieval capacity are allowed. Financial calculators are allowed. Calculators that have a full alphabet on the keyboard are not allowed. Graphics calculators are not allowed.

Unit Schedule

Week Week date (Wednersday) Lecture topic
1 30-Jul Introduction to banking and financial intermediation
2 6-Aug Risks and regulation
3 13-Aug Capital management and adequacy
4 20-Aug Interest rate risk
5 27-Aug Market risk
6 3-Sep Credit risk I: individual loan risk
7 10-Sep Credit risk II: loan portfolio and concentration risk
8 17-Sep Liquidity risk
Mid-session break from Monday 22 September to Monday 6 October. 
9 8-Oct Liability and liquidity management
10 15-Oct Sovereign risk, foreign exchange risk, and off-balance-sheet risk
11 22-Oct Loan sales and securitisation
12 29-Oct Emerging topics in bank risk management
13 5-Nov Review

Policies and Procedures

Macquarie University policies and procedures are accessible from Policy Central (https://policies.mq.edu.au). Students should be aware of the following policies in particular with regard to Learning and Teaching:

Students seeking more policy resources can visit Student Policies (https://students.mq.edu.au/support/study/policies). It is your one-stop-shop for the key policies you need to know about throughout your undergraduate student journey.

To find other policies relating to Teaching and Learning, visit Policy Central (https://policies.mq.edu.au) and use the search tool.

Student Code of Conduct

Macquarie University students have a responsibility to be familiar with the Student Code of Conduct: https://students.mq.edu.au/admin/other-resources/student-conduct

Results

Results published on platform other than eStudent, (eg. iLearn, Coursera etc.) or released directly by your Unit Convenor, are not confirmed as they are subject to final approval by the University. Once approved, final results will be sent to your student email address and will be made available in eStudent. For more information visit connect.mq.edu.au or if you are a Global MBA student contact globalmba.support@mq.edu.au

Academic Integrity

At Macquarie, we believe academic integrity – honesty, respect, trust, responsibility, fairness and courage – is at the core of learning, teaching and research. We recognise that meeting the expectations required to complete your assessments can be challenging. So, we offer you a range of resources and services to help you reach your potential, including free online writing and maths support, academic skills development and wellbeing consultations.

Student Support

Macquarie University provides a range of support services for students. For details, visit http://students.mq.edu.au/support/

Academic Success

Academic Success provides resources to develop your English language proficiency, academic writing, and communication skills.

The Library provides online and face to face support to help you find and use relevant information resources. 

Student Services and Support

Macquarie University offers a range of Student Support Services including:

Student Enquiries

Got a question? Ask us via the Service Connect Portal, or contact Service Connect.

IT Help

For help with University computer systems and technology, visit http://www.mq.edu.au/about_us/offices_and_units/information_technology/help/

When using the University's IT, you must adhere to the Acceptable Use of IT Resources Policy. The policy applies to all who connect to the MQ network including students.


Unit information based on version 2025.03 of the Handbook