| Unit convenor and teaching staff |
Unit convenor and teaching staff
Lecturer
Mingze Gao
Contact via Email
Room 549, 4 Eastern Road
Tuesday 3-4pm
|
|---|---|
| Credit points |
Credit points
10
|
| Prerequisites |
Prerequisites
(Admission to MActPrac or MFin or GradCertResMQBS or GradDipResMQBS) or (ACST6003 or ECON6049)
|
| Corequisites |
Corequisites
|
| Co-badged status |
Co-badged status
|
| Unit description |
Unit description
This unit applies finance theory to the context of operational decision-making and risk management in banking and financial intermediation. The major decision areas for banking management are covered within a regulatory and corporate responsibility framework. Major risks of banks and financial intermediation are being examined. |
Information about important academic dates including deadlines for withdrawing from units are available at https://www.mq.edu.au/study/calendar-of-dates
On successful completion of this unit, you will be able to:
Late Submission Penalties
If you submit your assessment late, 5% of the total possible marks will be deducted for each day (including weekends), up to 7 days. Submissions more than 7 days late will receive a mark of 0.
Extensions
Automatic short extension: Some assessments are eligible for automatic short extension. You can only apply for an automatic short extension before the due date.
Special Consideration: If you need more time due to serious issues and for any assessments that are not eligible for Short Extension, you must apply for Special Consideration. Need help? Review the Special Consideration page for further details.
| Name | Weighting | Hurdle | Due | Groupwork/Individual | Short Extension | AI Approach |
|---|---|---|---|---|---|---|
| Skills development: Banking and financial intermediation analysis | 30% | No | 01/05/2026 | Individual | Yes | Open AI |
| Professional practice: Industry current issues | 30% | No | 29/05/2026 | Group | No | Open AI |
| Formal examination | 40% | No | University Examination Period | Individual | No | Observed |
Assessment Type 1: Problem-based task
Indicative Time on Task 2: 15 hours
Due: 01/05/2026
Weighting: 30%
Groupwork/Individual: Individual
Short extension 3: Yes
AI Approach: Open AI
The purpose of this assessment is for you to develop expertise in analysing the interest rate risk and market risk of a bank.
You will apply frameworks and concepts discussed in the unit to a banking and financial intermediation case study.
Skills in focus:
Deliverable(s): Spreadsheet analysis Individual assessment
Assessment Type 1: Professional task
Indicative Time on Task 2: 15 hours
Due: 29/05/2026
Weighting: 30%
Groupwork/Individual: Group
Short extension 3: No
AI Approach: Open AI
The purpose of this assessment is for you to develop expertise in current issues in banking and financial intermediation.
You will apply frameworks and concepts discussed in the unit to produce a business report.
Skills in focus:
Deliverable(s): Written submission [max 2,500 words] Group assessment
Assessment Type 1: Examination
Indicative Time on Task 2: 35 hours
Due: University Examination Period
Weighting: 40%
Groupwork/Individual: Individual
Short extension 3: No
AI Approach: Observed
The purpose of this assessment is for you to demonstrate the expertise you have gained in this unit.
You will participate in a 2-hour exam held during the University Examination period. Important information about the exam will be made available on the unit iLearn page. You should also review the MQ Exams website for general tips:
Deliverable(s): Formal exam Individual assessment
1 If you need help with your assignment, please contact:
2 Indicative time-on-task is an estimate of the time required for completion of the assessment task and is subject to individual variation.
3 An automatic short extension is available for some assessments. Apply through the Service Connect Portal.
Required technology: Non-programmable calculator.
Learning and Teaching Strategy
Each week, classes will typically consist of a two-hour lecture followed by a one-hour workshop. Lectures will provide a structured overview of the topic, demonstrating its relevance to the overall unit objectives and establishing key theoretical principles.
Workshops will serve as an interactive forum to reinforce learning. In addition to applying concepts through problem-solving exercises, workshops will incorporate practical demonstrations. This hands-on approach will allow students to see theoretical concepts in action, deepening their understanding of financial principles in real-world scenarios. Active participation is strongly encouraged, as workshops provide an opportunity to assess progress toward achieving the unit’s learning outcomes.
The prescribed textbook for this unit is:
Textbook material will be supplemented by relevant articles and handouts. Students are expected to read the assigned chapters and articles before attending the corresponding lecture. Homework problems may be assigned at the end of each lecture and should be completed prior to the following week’s workshop.
All handouts, homework questions and solutions, and supplementary materials will be available for download on the unit's iLearn site on a weekly basis.
Online learning: iLearn (https://ilearn.mq.edu.au) provides the main online learning support. It is essential that students log in at least twice per week to keep abreast of unit-wide announcements and use the resources to supplement learning.
| Week | Scheduled Topic |
| 1 | Introduction to banking and financial intermediation |
| 2 | Risks and regulation |
| 3 | Capital management and adequacy |
| 4 | Interest rate risk |
| 5 | Market risk |
| 6 | Credit risk I: individual loan risk |
| 7 | Credit risk II: loan portfolio and concentration risk |
| 8 | Liquidity risk |
| 9 | Liability and liquidity management |
| 10 | Sovereign risk, foreign exchange risk, and off-balance-sheet risk |
| 11 | Loan sales and securitisation |
| 12 | Emerging topics in bank risk management |
| 13 | Review |
Macquarie University policies and procedures are accessible from Policy Central (https://policies.mq.edu.au). Students should be aware of the following policies in particular with regard to Learning and Teaching:
Students seeking more policy resources can visit Student Policies (https://students.mq.edu.au/support/study/policies). It is your one-stop-shop for the key policies you need to know about throughout your undergraduate student journey.
To find other policies relating to Teaching and Learning, visit Policy Central (https://policies.mq.edu.au) and use the search tool.
Macquarie University students have a responsibility to be familiar with the Student Code of Conduct: https://students.mq.edu.au/admin/other-resources/student-conduct
Results published on platform other than eStudent, (eg. iLearn, Coursera etc.) or released directly by your Unit Convenor, are not confirmed as they are subject to final approval by the University. Once approved, final results will be sent to your student email address and will be made available in eStudent. For more information visit connect.mq.edu.au or if you are a Global MBA student contact globalmba.support@mq.edu.au
At Macquarie, we believe academic integrity – honesty, respect, trust, responsibility, fairness and courage – is at the core of learning, teaching and research. We recognise that meeting the expectations required to complete your assessments can be challenging. So, we offer you a range of resources and services to help you reach your potential, including free online writing and maths support, academic skills development and wellbeing consultations.
Macquarie University provides a range of support services for students. For details, visit http://students.mq.edu.au/support/
Academic Success provides resources to develop your English language proficiency, academic writing, and communication skills.
The Library provides online and face to face support to help you find and use relevant information resources.
Macquarie University offers a range of Student Support Services including:
Got a question? Ask us via the Service Connect Portal, or contact Service Connect.
For help with University computer systems and technology, visit http://www.mq.edu.au/about_us/offices_and_units/information_technology/help/.
When using the University's IT, you must adhere to the Acceptable Use of IT Resources Policy. The policy applies to all who connect to the MQ network including students.
Unit information based on version 2026.05 of the Handbook